How can you take loan to buy agricultural land from SBI? खेती की जमीन कैसे ख़रीदे

How can you take loan to buy agricultural land from SBI? खेती की जमीन कैसे ख़रीदे

If you want to do farming, you have less land or do not have land, then you can take advantage of the Land Purchase Scheme (LPS) of State Bank of India (SBI).

What is SBI's Land Purchase Scheme (LPS)?

SBI is actually giving loans up to 85% of the cost of land to purchase agricultural land. In this, the loan repayment period will start in one to two years.

What is the purpose of SBI's Land Purchase Scheme (LPS)? उद्देश्य?

The purpose of land purchase scheme of SBI is to help small and marginal farmers to buy land. Along with this, such farming people can also buy land under the LBI scheme of SBI, who do not already have agricultural land for farming.

Who can apply under SBI's Land Purchase Scheme (LPS)?

According to the State Bank of India (SBI), small and marginal farmers who have less than 5 acres of unirrigated land can apply to buy land under the Land Purchase Scheme (LPS).

If a farmer has less than 2.5 acres of irrigated land, he can also buy agricultural land with the help of LPS.Along with this, landless laborers working in agriculture can also take a loan to buy land under the LPS scheme.

Under SBI's LPS, a person applying for a loan to buy a farm should have a record of at least two years of loan repayment. SBI can also consider the application of loan customers taken from another bank to buy agricultural land.

The only condition of granting loan for purchase of land in SBI's LPS is that no other bank loan should be outstanding on the applicant.

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